context: It is because of this significant role of notice in "claims-made" policies that numerous courts have held that excusing a delay in notice beyond the policy period should not be done, because to do so would alter a basic term of the insurance contract which expresses the parties' agreement.
citation_a.signal: but see
citation_a.parenthetical: if notice is given within reasonable time, and insurer suffers no prejudice by the delay, coverage under claims-made policy exists under Michigan law
citation_a.sentence: But see Sherlock v. Perry, 605 F.Supp. 1001 (E.D.Mich.1985) (if notice is given within reasonable time, and insurer suffers no prejudice by the delay, coverage under claims-made policy exists under Michigan law).
citation_b.signal: no signal
citation_b.parenthetical: allowing notice beyond the policy period would alter a basic term of the contract
citation_b.sentence: City of Harrisburg, supra (claims made coverage exists under Pennsylvania law only when claim is timely reported); Zuck-erman, supra (extension of notice period in claims-made policy constitutes an unbar-gained-for expansion of coverage, gratis, resulting in substantially broader risk to insurer); Civic Associates, Inc. v. Security Insurance Co., 749 F.Supp. 1076 (D.Kan. 1990) (allowing notice beyond the policy period would alter a basic term of the contract).