options: f : i never worry about my credit card bills . i just enjoy spending time with friends . f : i like my current consumption concept , i like to spend money on traveling instead of gathering with friends . f : i agree with you that my consumption attitude has put me in debt . f : i 'm not good at dealing the relationship with friends . i seldom go to parties .
article: m : nancy what 's wrong with you ? you look up it down . f : yes , my credit card bill has just arrived . i 'm in debt now . m : well . how much have you overdrawn last month ? f : 3000 yuan . m : 3000 yuan ? you have over spent too much . f : i have no other choice . 2 friends of mine held birthday parties last month . i spent a lot on the birthday presents . m : what about the rest ? f : well , some was spent on get-together parties with friends . some on make up , some on clothes and some on food . m : you better change your consumption habit . otherwise , you will get into the financial trouble soon .