A store offers a special discount where any item over $100 gets a 10% reduction in price. Additionally, a clearance sale provides an extra 15% off the already discounted price. A customer wants to buy a laptop that is originally priced at $120. If the customer has a coupon for an additional 5% off the final price after all other discounts have been applied, what is the final price the customer pays for the laptop? Let's think step by step and output the final answer within \boxed{}.
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