SELECT T1.name ,  T3.balance + T2.balance FROM accounts AS T1 JOIN checking AS T2 ON T1.custid  =  T2.custid JOIN savings AS T3 ON T1.custid  =  T3.custid WHERE T3.balance  <  T2.balance
What are the names of customers who have a savings balance lower than their checking balance, and what is the total of their checking and savings balances?
[Schema (values) (types)]: | small_bank_1 |  ACCOUNTS : custid (text) , name (number) | SAVINGS : custid (text) , balance (number) | CHECKING : custid (text) , balance (number);