credit.policy
int64
0
1
purpose
stringclasses
7 values
int.rate
float64
0.06
0.22
installment
float64
15.7
940
log.annual.inc
float64
7.55
14.5
dti
float64
0
30
fico
int64
612
827
days.with.cr.line
float64
179
17.6k
revol.bal
int64
0
1.21M
revol.util
float64
0
119
inq.last.6mths
int64
0
33
delinq.2yrs
int64
0
13
pub.rec
int64
0
5
not.fully.paid
int64
0
1
0
credit_card
0.167
426.02
11.264464
9.62
672
3,849.958333
7,672
78.3
7
0
0
0
0
home_improvement
0.1189
497.46
11.407565
17.11
712
8,040
96,473
48.1
1
0
0
0
0
debt_consolidation
0.1316
337.71
11.156251
19.7
692
4,110.041667
27,200
69.2
4
0
0
1
0
credit_card
0.1316
189.12
10.491274
22.6
712
5,393.041667
40,553
82
1
0
0
1
0
debt_consolidation
0.1505
520.37
10.596635
12.42
677
3,006.041667
8,193
33.6
5
0
0
0
0
major_purchase
0.1253
267.73
10.819778
21.29
697
3,060.041667
34,938
59.6
4
1
0
0
0
all_other
0.16
175.79
10.668862
13.12
682
810.041667
2,754
34.4
2
0
0
0
0
debt_consolidation
0.1284
336.18
10.84642
21.64
712
3,000.041667
10,227
92.1
4
0
0
1
0
educational
0.1505
173.46
10.714418
9.52
697
1,057
4,840
35.6
2
0
0
0
0
debt_consolidation
0.1474
518.06
11.258033
22.42
687
9,600.041667
2,009
19.9
5
0
0
0
0
small_business
0.1189
497.46
10.69648
17.65
727
3,150.041667
5,665
26.6
4
0
0
1
0
credit_card
0.1284
294.16
11.561716
18.01
682
3,210
112,549
82.7
0
0
0
0
0
debt_consolidation
0.1347
407.08
11.461674
17.36
702
3,210
30,250
35.9
4
1
0
0
0
debt_consolidation
0.1442
412.6
10.809728
13.79
717
5,010.041667
2,976
96
4
0
0
0
0
small_business
0.1126
123.24
11.225243
11.6
712
5,550
10,673
21.4
4
0
0
0
0
all_other
0.1568
210.01
11.350407
7.85
677
1,380.041667
3,735
66.7
6
0
0
0
0
small_business
0.1379
511.14
11.225243
14.64
712
3,780.041667
1,914
32.4
7
0
0
0
0
small_business
0.16
84.38
11.156251
0.93
702
721
2,024
14.6
1
0
0
0
0
small_business
0.1189
397.97
11.350407
7.31
722
4,380
29,669
56.8
5
0
0
1
0
debt_consolidation
0.1189
497.46
11.225243
19.17
717
5,940.041667
125,642
82.2
0
1
0
1
0
debt_consolidation
0.1158
495.21
11.695247
14.65
732
9,990.041667
182,274
48.9
0
1
0
0
0
debt_consolidation
0.1347
101.77
11.0021
17.68
692
4,860.041667
198
3.1
4
2
0
0
0
credit_card
0.1853
546.27
11.982929
11.27
677
5,438
15,814
83.2
6
0
0
0
0
educational
0.1821
507.62
11.270854
16.45
662
4,531.041667
95,801
82.8
7
0
0
1
0
debt_consolidation
0.1947
295.18
10.768969
18.18
667
7,920.041667
11,537
98.6
5
0
1
1
0
home_improvement
0.16
168.76
11.0021
13.8
667
3,600
9,761
54.2
6
0
1
1
0
debt_consolidation
0.1568
336.02
10.308953
10.12
672
1,920.041667
9,611
40.6
5
0
0
1
0
debt_consolidation
0.1474
345.37
11.0021
7.6
682
5,940.041667
32,153
63.3
5
2
0
0
0
home_improvement
0.1821
362.59
10.915016
13.46
687
2,610
3,802
9
9
0
0
0
0
credit_card
0.1284
336.18
11.542484
2.9
722
2,250
10,338
23.3
5
0
0
0
0
all_other
0.1442
275.07
11.062724
5.65
707
2,400.041667
3,606
43.4
6
0
0
0
0
debt_consolidation
0.2011
260.53
10.308953
10.44
667
540.041667
6,402
80
4
0
1
1
0
all_other
0.0963
385.14
11.289782
7.41
767
11,764
199,390
23.2
1
0
0
0
0
small_business
0.1695
890.68
12.206073
4.33
762
13,170
12,352
17.1
9
0
0
0
0
all_other
0.1379
204.46
11.585246
12.02
682
4,350
48,818
72.1
4
1
0
0
0
debt_consolidation
0.1347
508.84
11.264464
6.71
717
3,720
20,490
86.1
4
0
0
0
0
debt_consolidation
0.1411
342.29
11.289832
9.34
692
4,860.041667
30,585
79.6
4
0
0
0
0
debt_consolidation
0.1758
539.13
10.657259
9.91
677
931.041667
18,208
51
3
0
0
0
0
all_other
0.1758
345.05
10.968198
23.11
677
3,540.041667
4,656
27.1
8
0
0
0
0
credit_card
0.1916
551.05
11.512925
2.96
717
7,770
5,212
13.2
10
1
0
1
0
small_business
0.1316
270.17
10.778956
4.42
707
5,130
5,684
83.6
5
0
1
1
0
all_other
0.1411
171.15
10.126791
5.62
682
2,250
4,974
24.6
5
0
0
0
0
educational
0.1663
532.05
10.727663
4.45
677
7,410.041667
14,625
54.2
6
0
0
1
0
home_improvement
0.0932
127.79
11.512925
10.78
737
2,310.041667
116,648
15.6
1
0
0
0
0
all_other
0.1568
315.02
10.203592
8.53
682
1,567
8,052
57.1
5
0
0
0
0
all_other
0.1537
174.24
10.95954
18.99
677
1,590.041667
8,310
52.3
5
0
0
0
0
debt_consolidation
0.1221
333.15
11.626218
7.02
732
4,830
12,279
36.4
5
0
0
0
0
credit_card
0.1411
483.49
11.156251
19.05
692
3,960.041667
34,491
44.8
4
0
0
0
0
small_business
0.1505
693.83
11.046117
6.68
717
2,283
7,657
21.2
7
0
0
0
0
debt_consolidation
0.1884
109.74
10.308953
23.36
662
1,590.041667
2,994
99.8
5
0
0
1
0
all_other
0.1347
54.28
12.611538
6.72
677
7,680
27,197
46.6
4
1
0
0
0
all_other
0.1411
171.15
10.645425
13.71
692
4,650.041667
1,064
11.1
5
1
1
0
0
debt_consolidation
0.1411
143.77
11.083127
14.24
682
6,930
17,126
81.6
5
0
0
0
0
all_other
0.1189
72.97
10.308953
17
717
2,042.041667
1,243
12.9
4
1
0
0
0
all_other
0.1726
178.93
10.094108
3.27
697
690.041667
2,526
32.4
2
0
0
0
0
all_other
0.16
105.48
9.998616
13.2
677
1,170
1,270
70.6
4
0
0
0
0
all_other
0.1253
281.12
10.819778
9.53
717
3,870.041667
53,243
71.8
4
0
0
0
0
educational
0.1884
182.89
11.385092
4.57
687
630.041667
1,897
29.2
1
0
0
0
0
debt_consolidation
0.1379
170.38
10.126631
22.18
692
4,320.041667
5,040
45.2
5
0
1
0
0
all_other
0.1411
684.58
11.540346
4.34
727
3,750
92,549
51.6
6
0
0
0
0
home_improvement
0.1461
206.86
10.915088
18.98
717
5,254
2,725
38.9
7
0
1
0
0
all_other
0.1474
103.62
9.852194
2.21
702
815.958333
915
20.3
0
0
0
0
0
all_other
0.1663
88.68
10.483914
1.51
707
690.041667
946
15.8
0
0
0
1
0
home_improvement
0.1695
342.02
11.211874
15.24
667
3,901.041667
3,491
64.6
7
0
2
0
0
all_other
0.1537
69.7
9.998798
3.22
702
1,050.041667
2,503
27.5
0
0
0
0
0
all_other
0.1474
66.49
9.287301
20.33
687
930.041667
1,909
14
2
0
0
0
0
debt_consolidation
0.1568
700.04
11.877569
12.61
737
5,310.041667
116,893
62.4
8
0
0
0
0
debt_consolidation
0.1947
332.07
10.485748
12.27
662
3,450.041667
434
72.3
7
0
0
0
0
debt_consolidation
0.1442
343.83
10.819778
22.22
702
5,070.041667
5,558
23.9
4
0
1
1
0
debt_consolidation
0.1411
136.92
10.819858
9.96
677
3,330
10,046
77.3
4
0
0
0
0
major_purchase
0.1663
99.32
9.615805
16.48
667
1,020.041667
6,399
50
1
0
0
0
0
all_other
0.1695
213.77
10.463103
4.8
692
840
6,030
27.9
5
0
0
0
0
all_other
0.1568
210.01
10.819778
5.64
742
4,350
9,400
25.8
9
0
0
0
0
debt_consolidation
0.1442
375.63
10.645425
19.29
692
1,500
2,216
11.5
4
0
0
0
0
small_business
0.1442
240.68
11.512925
3.18
732
4,830
15,222
44.5
6
0
0
0
0
home_improvement
0.0963
513.51
13.017003
9.66
777
6,780.041667
255,805
20.5
2
0
0
0
0
major_purchase
0.1411
71.89
9.998798
0
727
870
312
4.2
3
0
0
0
0
debt_consolidation
0.1505
312.23
10.433998
16.45
682
2,640
11,614
66
6
0
0
0
0
educational
0.1284
504.27
10.596635
22.71
717
7,140
60,267
60.6
0
0
0
0
0
credit_card
0.179
216.6
10.819778
6.6
677
900
3,433
79.8
1
0
0
0
0
major_purchase
0.1695
267.21
10.596535
21.57
672
1,079.958333
3,132
78.3
2
0
0
0
0
credit_card
0.1379
302.42
11.379394
24.99
692
2,640.958333
122,464
87.7
1
0
0
0
0
all_other
0.1568
210.01
11.407565
8.28
667
3,719.958333
13,841
44.9
5
1
0
0
0
major_purchase
0.1347
118.73
9.615805
17.28
727
930
0
0
0
0
0
1
0
all_other
0.1632
335.48
11.082204
9.43
712
1,919.958333
7,081
39.1
8
0
0
0
0
debt_consolidation
0.1663
287.31
10.915016
22.71
667
6,071
16,194
84.8
5
0
0
1
0
credit_card
0.1221
239.87
10.275051
15.77
722
5,370
15,557
24.5
4
0
0
0
0
small_business
0.1347
376.55
10.968198
21.27
737
8,069.958333
37,589
72
7
0
0
1
0
all_other
0.1663
336.97
11.127322
9.25
682
839.958333
3,050
24.2
3
0
0
0
0
major_purchase
0.16
175.79
11.512925
22.22
672
4,769.958333
37,335
55.7
6
0
0
0
0
debt_consolidation
0.1505
291.41
11.225243
7.12
687
2,010
7
0.2
5
0
0
0
0
credit_card
0.1411
82.15
10.858999
11.28
677
1,559.958333
7,718
65.4
4
0
0
0
0
credit_card
0.1537
522.7
11.350359
4.04
702
9,180.958333
12,415
47.6
7
0
0
0
0
educational
0.1663
177.35
9.852194
17.68
662
2,639.958333
679
18.9
6
0
0
1
0
major_purchase
0.2011
91.19
9.305651
3.16
667
570
242
9.7
6
0
0
0
0
all_other
0.1726
35.79
9.903488
3
682
570
1,131
49.2
0
0
0
0
0
all_other
0.1758
170.73
9.615805
11.68
707
1,650
0
0
9
0
0
0
0
debt_consolidation
0.179
541.5
11.461632
0.8
687
779.958333
3,118
52
3
0
0
0
0
all_other
0.1568
280.02
11.396392
12.08
677
7,170
22,187
45.5
6
0
0
0
0
debt_consolidation
0.1442
85.96
9.852194
24
672
2,520
5,475
48.8
4
0
0
0