credit.policy
int64
0
1
purpose
stringclasses
7 values
int.rate
float64
0.06
0.22
installment
float64
15.7
940
log.annual.inc
float64
7.55
14.5
dti
float64
0
30
fico
int64
612
827
days.with.cr.line
float64
179
17.6k
revol.bal
int64
0
1.21M
revol.util
float64
0
119
inq.last.6mths
int64
0
33
delinq.2yrs
int64
0
13
pub.rec
int64
0
5
not.fully.paid
int64
0
1
0
debt_consolidation
0.1474
690.74
12.016098
12.38
682
3,990
16,244
59.5
5
0
0
1
0
all_other
0.1474
103.62
11.034954
22.08
662
4,919.958333
25,277
77.8
5
0
0
0
0
all_other
0.1379
85.19
10.491274
19
707
3,180
8,035
96.8
5
0
0
0
0
credit_card
0.1347
210.32
11.472103
7.13
707
5,987.958333
12,616
78.2
5
0
0
0
0
all_other
0.1379
238.53
10.933178
22.28
732
4,740
3,205
47.1
8
0
0
0
0
educational
0.1739
35.85
10.126631
3.02
672
1,422
1,559
97.4
4
0
0
0
0
debt_consolidation
0.1411
239.61
10.819778
21.67
677
6,329.958333
60,550
95.4
3
0
0
1
0
debt_consolidation
0.1411
102.69
9.392662
5.1
672
10,289.95833
256
4.2
4
0
0
0
0
credit_card
0.1442
326.64
10.950807
15.07
672
4,771
8,333
52.7
5
0
1
1
0
credit_card
0.1537
167.27
11.238489
12.77
672
3,749.958333
14,063
68.6
7
0
0
1
0
debt_consolidation
0.1253
602.4
11.512925
3.66
717
4,079.958333
12,220
76.8
5
0
0
1
0
credit_card
0.1253
267.73
10.915088
16.25
717
5,549.958333
55,821
95.8
0
0
0
1
0
debt_consolidation
0.1253
742.95
11.759817
20.61
717
8,730
54,294
72.4
4
0
0
0
0
educational
0.0768
31.2
11.759786
14.31
792
6,540
167,381
0
0
0
0
0
0
major_purchase
0.1347
220.5
10.571317
17.69
727
1,199.958333
0
0
5
0
0
0
0
major_purchase
0.1095
163.57
11.512925
11.27
727
4,926.958333
5,572
13.9
4
0
0
0
0
educational
0.1347
149.26
10.545341
19.11
672
4,139.958333
2,166
54.1
4
0
0
0
0
debt_consolidation
0.1189
99.5
10.757903
24.59
702
6,659.958333
62,265
68.5
1
0
1
1
0
educational
0.1189
49.75
10.265488
16.29
692
3,809.958333
5,906
44.4
4
0
0
0
0
small_business
0.1284
336.18
11.532728
8
707
8,700
56,283
80.5
5
0
0
0
0
credit_card
0.1411
684.58
11.314475
13.21
697
7,950
30,058
73.7
5
1
1
0
0
debt_consolidation
0.1347
135.7
10.858999
16.71
677
5,070
11,346
72.7
5
0
0
1
0
debt_consolidation
0.1221
59.97
10.404263
1.93
687
8,280
1,469
22.3
4
1
0
0
0
home_improvement
0.1347
488.49
11.542484
8.63
687
3,510
6,023
20.9
4
0
0
0
0
home_improvement
0.1221
166.58
11.472103
6.4
707
6,450
731
14.6
4
0
0
1
0
all_other
0.1158
313.63
11.0021
7.14
732
3,809.958333
5,928
28.6
5
0
0
1
0
credit_card
0.1158
99.05
10.915088
7.55
712
11,310
2,245
11.5
5
0
1
0
0
educational
0.1158
99.05
9.798127
22.27
727
1,114
18,517
58.8
0
0
0
0
0
all_other
0.1537
69.7
9.615805
1.28
672
1,110
1,658
10.4
5
0
0
0
0
debt_consolidation
0.1284
285.76
10.596635
18.65
707
3,210
8,730
79.1
6
0
0
0
0
credit_card
0.1442
773.61
12.332705
15.11
702
5,790
229,400
94.4
0
0
0
1
0
all_other
0.1221
239.87
10.341742
0.46
722
3,510
495
8.2
5
1
0
0
0
debt_consolidation
0.1442
859.57
11.156251
14.61
712
5,579.958333
32,168
48.5
4
0
0
0
0
home_improvement
0.1253
40.16
11.608236
5.05
707
6,029.958333
15,433
39.3
6
0
1
0
0
home_improvement
0.1347
339.23
12.542531
16.82
702
7,290
70,524
48.2
6
0
0
0
0
major_purchase
0.1474
234.85
10.645425
24.6
672
2,759.958333
8,348
42.2
6
0
0
0
0
all_other
0.16
193.37
10.518673
16.61
667
6,359.958333
11,049
57.5
7
0
0
1
0
debt_consolidation
0.1284
168.09
10.308953
12.8
717
1,200.958333
877
8.7
5
0
0
0
0
credit_card
0.0963
128.38
11.599066
24.5
722
7,409.958333
139,544
70.1
1
0
0
0
0
credit_card
0.1189
530.63
11.112448
21.62
727
5,490
9,998
30.3
4
0
0
0
0
debt_consolidation
0.1442
41.26
11.089928
14.49
672
1,740
690
6.8
6
0
0
0
0
debt_consolidation
0.1411
136.92
11.094375
16.63
687
3,479.958333
6,685
59.2
7
0
0
1
0
credit_card
0.1221
199.89
12.388394
13.13
692
5,889
394,107
77.6
0
0
0
0
0
all_other
0.1442
68.77
10.275051
1.61
697
1,110
1,806
34.7
6
0
0
0
0
all_other
0.1221
199.89
10.819778
0.79
737
1,440
2,768
23.3
4
0
0
0
0
small_business
0.1979
787.46
11.289782
19.2
692
5,639.958333
40,407
63.5
6
0
0
0
0
all_other
0.1442
51.58
11.0021
13.54
697
4,109.958333
25,466
32.4
4
0
0
0
0
all_other
0.16
175.79
10.833681
5.82
677
3,029.958333
49,082
0
0
0
0
1
0
small_business
0.1853
500.74
11.0021
3.84
677
6,511
12,679
33
4
2
0
1
0
all_other
0.1411
513.44
12.234427
23.46
697
13,920
508,961
91.7
0
0
0
1
0
all_other
0.1284
168.09
10.308953
13.8
687
3,210
7,880
70.8
5
0
0
1
0
debt_consolidation
0.1253
368.13
10.896739
11.36
712
7,802.958333
11,216
20.1
5
0
0
0
0
credit_card
0.1411
470.65
11.561716
13.97
687
4,139.958333
17,219
94.6
4
0
0
0
0
home_improvement
0.1253
803.19
11.550221
3.79
727
2,610
10,293
19
4
0
0
1
0
debt_consolidation
0.1158
330.14
10.714418
21.87
712
2,610
9,131
24.7
4
0
0
0
0
small_business
0.1979
296.46
11.350407
9.94
692
1,800
7,491
29
6
0
0
1
0
small_business
0.1158
825.34
12.206073
4.85
762
14,009.95833
276,570
6
2
0
0
0
0
all_other
0.1821
174.05
10.595634
13.27
667
2,550
6,395
59.2
9
0
0
1
0
credit_card
0.1253
836.66
11.429544
18.43
727
3,180
40,918
35.5
4
0
0
0
0
debt_consolidation
0.1284
268.95
10.757903
14.17
687
3,389.958333
9,058
44.3
4
0
0
0
0
debt_consolidation
0.1411
410.75
11.302204
9.97
672
3,270
78,250
54.2
0
0
0
0
0
debt_consolidation
0.1411
51.35
10.463218
6.1
677
1,440
5,247
47.1
5
0
0
0
0
home_improvement
0.1537
320.59
11.571194
5.48
692
3,192
43,141
62.3
4
0
0
0
0
debt_consolidation
0.1505
249.78
10.571317
18.98
677
2,940
5,125
64.1
7
1
0
0
0
debt_consolidation
0.1632
423.77
10.714418
13.6
667
1,679.958333
13,740
89.8
4
0
0
1
0
debt_consolidation
0.1758
359.42
11.561716
15.89
662
3,180
9,705
78.9
5
0
1
1
0
home_improvement
0.1322
405.61
10.896739
20.91
697
3,371
4,114
36.4
4
0
0
0
0
debt_consolidation
0.1632
670.96
11.461632
20.7
667
7,353
32,218
82.6
4
2
0
0
0
home_improvement
0.1505
867.29
11.440355
1.69
737
5,944
3,073
10.3
8
1
0
1
0
credit_card
0.1442
343.83
10.571317
11.91
682
1,349.958333
14,528
53.4
4
0
0
0
0
debt_consolidation
0.1442
275.07
10.463103
8.4
692
5,161
3,037
66
7
0
1
1
0
home_improvement
0.1253
167.34
10.819778
15.58
707
2,280
1,464
22.5
4
2
0
1
0
major_purchase
0.1322
169.01
11.289782
11.85
687
3,949.958333
2,023
18.9
4
1
0
0
0
debt_consolidation
0.0963
89.87
10.571317
21.17
717
6,930
56,579
34.9
0
0
0
1
0
debt_consolidation
0.1505
173.46
11.589887
8.2
662
14,529
8,209
50
5
0
0
0
0
credit_card
0.1505
333.04
11.289782
24.27
667
4,320
121,352
94.2
0
0
0
0
0
debt_consolidation
0.1183
497.01
12.154758
16.26
767
6,695
273,853
37.5
5
0
0
0
0
credit_card
0.1411
171.15
10.463103
16.87
677
3,779.958333
2,488
62.2
5
0
0
0
0
debt_consolidation
0.1758
646.96
10.778956
13.82
677
1,890
9,611
93.3
7
0
0
0
0
home_improvement
0.1379
545.21
11.635585
18.34
692
5,460
10,196
68
4
0
0
0
0
small_business
0.1979
555.86
12.94801
8.76
682
5,009.958333
374,487
89.6
1
0
0
0
0
debt_consolidation
0.1379
153.34
10.985496
18.83
667
5,309.958333
10,333
77.1
4
0
0
0
0
small_business
0.179
252.7
9.942708
14.08
677
9,451
30,760
82.2
2
0
0
0
0
all_other
0.1442
103.15
9.392662
4.7
702
2,069.958333
1,639
21.9
8
0
0
0
0
credit_card
0.16
878.94
12.409013
17.93
692
5,609.958333
181,638
70.7
6
0
0
0
0
major_purchase
0.1284
336.18
12.240474
3.74
697
5,100
28,454
60.3
4
0
0
0
0
educational
0.1126
249.77
11.434964
2.98
727
2,789.958333
13,810
17.3
4
0
0
0
0
all_other
0.1379
109.05
10.950807
15.16
682
2,220
249
16.6
5
0
0
0
0
debt_consolidation
0.1347
364.67
10.23996
16.54
697
1,470
8,738
52
4
0
0
1
0
credit_card
0.1461
689.51
11.918391
16.8
722
6,481.958333
41,959
66.6
7
0
0
0
0
all_other
0.1496
131.66
10.203592
4.44
702
1,353.958333
2,885
48.1
4
0
0
0
0
debt_consolidation
0.1221
399.78
10.819778
24.74
737
15,089.95833
49,025
33.7
0
0
0
0
0
debt_consolidation
0.1126
164.32
9.685977
11.93
717
7,020
4,821
32.4
4
0
1
0
0
credit_card
0.1726
143.14
10.308953
8.96
717
1,979.958333
8,315
27.7
10
0
0
0
0
debt_consolidation
0.1632
367.26
11.09741
8.87
667
2,910
13,991
96.2
4
0
0
0
0
debt_consolidation
0.1568
875.04
11.925035
12.96
717
6,300
14,672
97.8
6
0
0
1
0
small_business
0.2011
902.54
11.918391
15.19
687
3,240
9,943
80.8
4
0
0
1
0
debt_consolidation
0.1221
319.83
11.482466
23.72
712
5,639.958333
116,325
3.7
0
0
0
0
0
debt_consolidation
0.1189
348.23
11.062646
11.2
722
3,509.958333
11,371
54.1
4
0
0
0
0
educational
0.1442
111.75
11.080603
24.73
682
4,289.958333
3,777
16.2
7
0
0
0