credit.policy
int64
0
1
purpose
stringclasses
7 values
int.rate
float64
0.06
0.22
installment
float64
15.7
940
log.annual.inc
float64
7.55
14.5
dti
float64
0
30
fico
int64
612
827
days.with.cr.line
float64
179
17.6k
revol.bal
int64
0
1.21M
revol.util
float64
0
119
inq.last.6mths
int64
0
33
delinq.2yrs
int64
0
13
pub.rec
int64
0
5
not.fully.paid
int64
0
1
0
debt_consolidation
0.1531
292.45
11.225243
13.44
677
7,169.958333
6,837
26.7
7
0
0
1
0
home_improvement
0.1357
679.37
11.0021
21.22
712
5,039.958333
53,483
70.9
4
0
0
1
0
debt_consolidation
0.1531
522.23
11.326644
5.39
677
6,029.958333
16,034
72.2
4
0
0
0
0
small_business
0.1843
363.7
11.09741
9.24
697
9,449.958333
5,538
64.4
7
0
1
1
0
credit_card
0.1357
611.44
11.492723
6.27
702
4,289.958333
22,910
53.3
4
1
0
0
0
debt_consolidation
0.1913
881.3
11.551665
16.52
672
5,485
19,138
88.6
6
0
0
0
0
debt_consolidation
0.1183
828.35
12.429216
15.7
757
7,020
290,341
38
0
0
0
0
0
all_other
0.1287
168.17
12.594731
9.27
692
6,330
602,519
68.4
4
0
1
0
0
credit_card
0.0894
127.09
11.289782
15.31
727
5,250
101,713
61.8
0
0
0
0
0
debt_consolidation
0.1982
926.83
11.587105
20.28
687
4,320.958333
14,858
99.1
4
0
0
0
0
credit_card
0.16
210.95
10.819778
13.75
662
3,929.958333
10,361
90.9
4
0
0
0
0
credit_card
0.0894
317.72
11.67844
7.03
737
4,319.958333
140,420
48
0
0
0
0
0
educational
0.1461
861.88
11.695247
0.24
717
1,950
402
2.7
6
0
1
0
0
debt_consolidation
0.1322
67.61
10.596635
24.54
677
3,720
2,622
24.3
5
0
0
0
0
small_business
0.1947
553.45
10.740735
4.6
752
5,069.958333
8,808
21.2
9
0
0
0
0
debt_consolidation
0.1114
393.65
11.695247
15.35
737
4,979.958333
124,185
24
1
0
0
0
0
home_improvement
0.1183
256.79
10.73631
13.31
722
4,560
7,562
57.7
4
0
0
1
0
all_other
0.1322
540.81
11.082143
16.83
707
5,699.958333
70,715
84.6
0
0
0
0
0
debt_consolidation
0.167
568.03
11.918391
15.7
687
6,149.958333
5,306
96.5
6
0
1
0
0
debt_consolidation
0.1322
794.32
10.858999
19.62
717
4,319.958333
35,682
69.2
4
0
0
0
0
debt_consolidation
0.1496
346.45
11.018629
16.19
672
6,360
5,494
83.2
4
0
0
0
0
major_purchase
0.1565
279.89
10.915088
9.21
667
7,199.958333
1,097
39.2
5
1
0
0
0
major_purchase
0.1704
178.38
9.903488
0.6
687
1,590
539
2.4
8
1
0
0
0
debt_consolidation
0.16
175.79
11.260701
22.9
672
3,810
6,632
26.8
5
0
1
0
0
debt_consolidation
0.1322
169.01
10.268131
5.46
697
2,940
1,113
30.1
4
0
0
0
0
debt_consolidation
0.1635
169.58
10.819778
6.96
732
4,531
381
8.7
9
1
0
0
0
debt_consolidation
0.1287
252.25
10.543234
15.08
697
3,276
19,216
70.9
4
0
0
0
0
all_other
0.1461
110.33
10.241316
21.19
677
3,239.958333
1,813
34.2
6
0
0
0
0
small_business
0.2121
94.47
11.376418
5.21
687
12,150
52,702
41.1
6
2
0
0
0
debt_consolidation
0.0859
47.42
10.668955
14.6
727
3,360
46,180
78.3
0
0
0
0
0
home_improvement
0.1357
81.53
11.407565
11.43
692
3,179.958333
29,381
45.1
5
0
0
0
0
educational
0.1392
102.42
9.574983
9.31
687
1,202
3,745
64.6
4
0
0
0
0
debt_consolidation
0.1913
183.61
10.941996
22.73
672
4,709.958333
0
0
9
0
0
0
0
debt_consolidation
0.1218
133.2
11.156251
22.75
697
7,860
146,743
52.7
2
0
0
1
0
debt_consolidation
0.1287
840.83
10.736397
17.82
727
10,919.95833
50,728
88.4
2
0
0
0
0
home_improvement
0.1357
169.85
11.121363
8.77
727
1,349.958333
703
5.8
4
0
0
0
0
educational
0.0859
237.08
10.968198
24.66
752
10,350
152,002
51.6
3
0
0
0
0
debt_consolidation
0.2052
187.14
12.089539
0.17
707
4,233.958333
444
82.8
10
0
0
0
0
debt_consolidation
0.1426
494.01
11.156251
24.41
687
4,679.958333
25,515
82.3
5
0
0
0
0
home_improvement
0.0859
31.62
11.695247
12.05
807
6,149.958333
269,726
4.3
0
0
0
0
0
all_other
0.1148
276.94
11.472103
15.16
727
2,010
5,293
29.9
4
0
0
1
0
major_purchase
0.1531
69.64
10.308953
2.56
702
2,430.958333
128
2.8
8
0
0
0
0
all_other
0.1531
149.71
11.05643
5.13
672
2,700
455
18.2
6
0
1
0
0
debt_consolidation
0.16
852.57
11.522876
24.84
682
6,210
117,358
77.2
2
0
0
0
0
credit_card
0.1218
333
11.09741
12.45
712
4,890
72,733
81.5
2
0
0
1
0
major_purchase
0.16
281.26
10.851277
20.26
677
1,980
1,473
32.7
7
0
0
1
0
debt_consolidation
0.2121
340.06
11.407565
10.24
682
1,452
6,089
45.1
10
0
0
0
0
debt_consolidation
0.1843
881.97
12.301383
16.71
727
8,760
78,724
75.8
9
0
0
0
0
home_improvement
0.1774
871.71
11.512925
0.22
727
5,670
675
4.9
9
0
0
0
0
home_improvement
0.0859
158.06
11.512925
19.08
737
8,609.958333
134,842
35
2
0
0
0
0
small_business
0.1947
885.52
11.264464
12.14
682
1,799.958333
22,161
75.9
4
0
0
0
0
all_other
0.1461
78.44
10.725468
19.94
667
10,079.95833
21,081
56.5
5
0
0
1
0
all_other
0.1565
87.47
9.87817
5.29
717
1,799.958333
3,492
99.8
4
0
0
0
0
debt_consolidation
0.1287
538.14
11.589887
22.31
712
5,699.958333
110,886
42.1
1
0
0
0
0
all_other
0.1496
83.15
10.165852
19.62
687
1,110
1,388
55.5
4
0
0
1
0
all_other
0.1287
67.27
10.866967
10.49
687
3,641
700
15.9
4
0
0
0
0
debt_consolidation
0.1565
174.94
10.344159
23.48
662
1,863.041667
2,700
75
5
0
0
0
0
all_other
0.1392
102.42
9.773834
5.87
732
7,199.958333
2,979
22.1
8
0
0
1
0
debt_consolidation
0.1531
522.23
11.608236
11.18
697
7,619.958333
38,352
42.8
7
0
0
1
0
home_improvement
0.1531
167.12
11.488346
6.27
662
4,860
5,416
67.7
5
0
1
0
0
debt_consolidation
0.1565
314.88
10.085809
10.35
662
2,019.041667
7,151
77.7
4
0
0
1
0
major_purchase
0.1287
100.9
11.407565
1.65
687
3,690
5,227
41.2
5
0
0
0
0
credit_card
0.167
710.03
11.289782
23.41
677
9,119.958333
81,089
86.8
0
1
2
0
0
small_business
0.16
878.94
11.695247
20.15
742
8,100
215,175
35
4
0
0
0
0
debt_consolidation
0.1774
172.91
9.546813
9.51
692
1,530.041667
0
71.1
4
0
0
0
0
debt_consolidation
0.16
316.42
11.476261
16.07
667
5,370
20,916
37.2
6
0
0
0
0
small_business
0.1878
913.63
11.736069
18.59
697
15,271
182,893
69.7
2
0
0
0
0
debt_consolidation
0.1322
219.71
10.778956
18.25
707
6,510
10,274
36.3
6
0
1
0
0
debt_consolidation
0.1392
327.72
11.082143
13.51
687
5,130.041667
4,433
33.3
4
0
1
0
0
all_other
0.0894
111.21
12.692079
9.73
727
5,250.041667
113,962
74.3
4
0
0
0
0
all_other
0.1392
512.06
11.95118
19.35
687
10,770.04167
149,822
86.7
0
0
0
0
0
major_purchase
0.1357
203.82
9.980449
3.89
712
2,280.041667
3,103
38.8
5
0
0
0
0
small_business
0.2121
188.93
11.0021
0.36
662
3,660.041667
581
12.1
5
2
0
0
0
all_other
0.1774
900.53
12.706848
13.19
732
10,380.04167
34,731
88.5
9
0
0
0
0
all_other
0.1531
139.27
10.555813
8.34
667
3,810.041667
1,151
9.8
6
0
0
0
0
debt_consolidation
0.1148
403.87
11.599452
12.34
727
3,600
256,757
82.7
0
0
0
0
0
debt_consolidation
0.1357
679.37
11.512925
14.6
707
5,790
23,794
62.4
4
0
0
0
0
all_other
0.1531
174.08
11.223642
8.06
707
1,230.041667
2,229
25.3
5
0
0
1
0
all_other
0.1183
165.67
9.903488
16.74
717
4,350
13,218
40.3
4
0
0
0
0
small_business
0.1878
913.63
11.289782
11.64
702
5,911.041667
33,761
37.8
4
0
0
1
0
credit_card
0.1287
840.83
11.289782
11.38
717
5,700.041667
111,307
50.1
0
0
0
1
0
all_other
0.1322
270.41
11.322975
9.5
732
4,170.041667
4,751
56.6
6
0
0
0
0
debt_consolidation
0.1287
639.04
11.289782
21.3
722
4,410.041667
45,444
80
4
0
0
0
0
debt_consolidation
0.1322
253.51
10.331366
16.51
687
2,940.041667
4,566
49.1
4
0
0
0
0
all_other
0.1565
139.95
10.635855
9.95
727
3,480.041667
2,822
28.2
9
0
0
1
0
debt_consolidation
0.1322
371.81
10.778956
20.38
702
3,270
23,065
55.7
5
0
0
1
0
educational
0.1565
188.93
10.616437
3.71
662
13,170.04167
1,972
42.9
5
2
1
0
0
debt_consolidation
0.0859
379.33
12.013701
10.21
807
8,191.041667
198,058
5.1
0
0
0
0
0
debt_consolidation
0.1287
336.34
10.933107
16.22
712
6,450
4,421
16.1
5
0
1
0
0
debt_consolidation
0.1148
428.59
11.225243
15.44
732
7,170
74,932
34.6
0
0
0
0
0
debt_consolidation
0.1218
59.94
10.373491
10.31
712
3,240
1,651
27.5
5
0
0
0
0
credit_card
0.1843
363.7
11.05089
15.58
717
5,348.041667
18,157
69.6
10
0
0
0
0
major_purchase
0.1357
254.77
11.048029
3.38
692
6,480
5,963
37.5
5
0
0
0
0
small_business
0.1913
918.02
11.149082
17.56
802
12,344
190,050
8
3
0
0
1
0
all_other
0.1704
256.86
12.254863
17.94
687
7,770.041667
37,820
90.9
8
0
0
0
0
credit_card
0.1461
517.13
11.512925
11.12
682
2,580
26,435
88.7
4
0
0
0
0
all_other
0.1531
167.12
10.741038
22.62
662
3,510.041667
4,619
81
5
0
0
0
0
all_other
0.1348
678.49
11.066638
4.29
727
4,500.041667
10,040
38.5
6
0
0
0
0
debt_consolidation
0.1114
32.81
10.979343
14.62
717
3,330.041667
5,684
26.2
4
0
0
0
0
debt_consolidation
0.1426
411.67
11.407565
16.4
712
5,550.041667
8,956
61.8
5
1
0
0