credit.policy
int64
0
1
purpose
stringclasses
7 values
int.rate
float64
0.06
0.22
installment
float64
15.7
940
log.annual.inc
float64
7.55
14.5
dti
float64
0
30
fico
int64
612
827
days.with.cr.line
float64
179
17.6k
revol.bal
int64
0
1.21M
revol.util
float64
0
119
inq.last.6mths
int64
0
33
delinq.2yrs
int64
0
13
pub.rec
int64
0
5
not.fully.paid
int64
0
1
0
debt_consolidation
0.1287
336.34
10.819778
20.69
702
3,149.958333
61,053
40.7
4
0
0
0
0
debt_consolidation
0.1148
417.88
10.635855
16.07
737
4,499.958333
19,093
43.9
4
0
0
1
0
all_other
0.2017
55.88
10.571317
17.32
677
1,709.958333
1,513
37.8
10
0
0
0
0
debt_consolidation
0.1218
166.5
11.918391
20.18
702
6,900
163,522
85.4
1
0
0
1
0
debt_consolidation
0.1287
465.82
10.656129
21.14
702
3,600
42,470
82.6
2
0
0
0
0
all_other
0.1392
512.06
11.338572
11.95
702
4,649.958333
1,635
4.6
5
0
0
0
0
educational
0.0859
63.23
10.043249
5.63
737
3,660
5,563
53.5
4
0
0
0
0
debt_consolidation
0.1322
475.75
11.557602
23.71
692
5,910
156,752
79.9
0
0
0
0
0
debt_consolidation
0.1982
166.83
10.858922
23.52
682
4,289.958333
5,444
37.3
10
0
0
0
0
credit_card
0.1287
672.67
11.608236
23.4
717
5,430
122,620
0
0
0
0
1
0
debt_consolidation
0.1461
549.88
10.795076
21.45
687
10,252
19,469
34.3
5
0
0
0
0
debt_consolidation
0.1183
314.78
10.915088
13.7
732
5,880
14,676
61.7
4
0
0
0
0
debt_consolidation
0.1496
388.04
10.757903
16.09
687
3,907.041667
11,005
37.2
6
0
0
1
0
debt_consolidation
0.1183
331.34
11.277203
22.98
717
4,230.958333
21,114
80.9
4
0
0
0
0
debt_consolidation
0.1357
244.58
10.542759
16.31
682
2,580
2,967
39
4
0
0
0
0
debt_consolidation
0.167
248.51
10.950807
0.21
672
2,071.041667
178
8.5
7
0
0
0
0
small_business
0.1913
691.27
11.67844
20.82
682
9,719.958333
164,324
92.3
1
2
0
1
0
home_improvement
0.16
263.68
11.45105
11.53
672
5,009.958333
10,692
41.3
5
0
0
0
0
debt_consolidation
0.1426
343.06
11.561716
15.92
687
5,369.958333
28,282
85.4
5
0
0
0
0
educational
0.1704
120.41
10.126631
22.75
677
1,770
5,521
54.7
8
0
0
0
0
debt_consolidation
0.1253
669.33
11.397515
18.36
727
12,599.95833
25,076
57.7
4
0
0
0
0
debt_consolidation
0.1531
348.16
10.645425
17.45
687
6,389.958333
11,747
49.3
7
0
0
1
0
debt_consolidation
0.1565
314.88
10.518565
16.35
677
5,699.958333
9,771
36.3
6
0
0
1
0
debt_consolidation
0.1218
179.82
11.090111
18.42
712
4,529.958333
6,638
24.8
5
0
0
1
0
debt_consolidation
0.1253
669.33
10.789319
21.06
727
4,259.958333
36,089
69.4
4
0
0
0
0
major_purchase
0.1253
669.33
11.03489
6.89
732
5,430
17,079
38.3
4
0
0
0
0
home_improvement
0.1739
716.95
11.782953
17.68
672
4,949.958333
27,572
81.1
4
0
0
0
0
all_other
0.1357
169.85
10.621425
18.53
712
4,993.958333
2,575
7.9
7
0
0
0
0
debt_consolidation
0.1426
171.53
10.553022
19.99
707
1,110
682
20.1
4
0
0
0
0
small_business
0.1496
623.61
12.611538
16.76
767
5,379.958333
210,913
0
1
0
0
0
0
all_other
0.1287
201.8
11.373663
9.09
712
4,529.958333
3,236
29.2
6
0
0
0
0
credit_card
0.1114
403.49
11.350407
23.1
762
11,790
190,153
39.8
4
0
0
0
0
all_other
0.1496
97.01
9.708931
16.18
677
2,131.958333
807
23.1
4
1
0
1
0
credit_card
0.1461
172.38
10.302264
20.21
667
4,380
2,986
38.8
4
0
1
0
0
home_improvement
0.1774
180.11
10.968129
2.05
687
4,949.958333
2,401
47.1
9
1
0
0
0
all_other
0.1531
121.86
11.156193
17.52
682
1,739.958333
1,357
23
7
0
0
0
0
home_improvement
0.1392
170.69
10.463103
3.22
682
3,990
412
41.2
4
0
0
0
0
debt_consolidation
0.1392
682.74
11.461632
24.97
712
4,050
120,718
93.7
0
0
0
0
0
all_other
0.1114
98.42
10.616437
20.94
732
2,580
2,961
12.2
5
0
0
0
0
debt_consolidation
0.1496
692.9
11.225243
0.98
682
10,290
9,306
48
4
1
0
0
0
debt_consolidation
0.1392
409.65
10.505068
18.74
682
3,932.958333
7,780
41.6
4
2
0
0
0
all_other
0.1565
41.99
10.596535
12.33
667
3,270
18,641
96.6
4
0
0
1
0
debt_consolidation
0.1392
512.06
11.189761
16.68
697
3,839.958333
21,063
59.2
5
0
0
0
0
all_other
0.1843
727.4
11.755872
1.77
752
4,034
3,765
21
10
0
0
0
0
all_other
0.1843
290.96
11.512925
24.55
672
4,529.958333
34,474
89.8
8
0
0
0
0
debt_consolidation
0.1218
199.8
10.645425
6.54
702
3,574
9,382
52.7
4
0
0
0
0
all_other
0.1739
215.09
12.220981
3.04
687
3,479.958333
2,474
31.7
9
0
0
1
0
all_other
0.1531
121.86
11.552185
19.19
662
5,940
15,357
76
5
1
0
0
0
home_improvement
0.2052
681.19
13.017003
14.1
697
3,539.958333
27,286
56.5
10
1
0
0
0
small_business
0.1809
542.93
11.264464
20.42
712
3,750
20,583
71.7
7
0
0
0
0
all_other
0.1322
40.57
10.076264
8.78
682
2,160
1,328
83
4
1
0
0
0
debt_consolidation
0.1392
512.06
11.982929
13.47
692
2,369.958333
15,407
42
4
0
0
0
0
educational
0.1287
100.9
9.629051
13.58
712
4,891
0
62.1
7
0
0
1
0
all_other
0.1461
379.23
10.126631
10.03
677
1,860
8,245
33.1
4
0
0
1
0
debt_consolidation
0.1183
662.68
11.722124
19.22
737
8,880
121,874
54.1
1
0
0
0
0
debt_consolidation
0.1426
120.08
11.350359
17.89
672
2,910
8,973
68
5
0
0
0
0
all_other
0.1148
464.86
10.583549
14.65
722
5,342.958333
87,649
39.6
2
0
0
0
0
major_purchase
0.1392
238.96
10.308953
3.6
692
3,839.958333
896
57.7
4
0
0
1
0
home_improvement
0.1392
204.83
9.952278
7.6
707
1,590
3,775
42.4
4
0
0
0
0
small_business
0.1809
723.91
11.18732
24.13
692
3,750
2,162
47
5
0
1
1
0
debt_consolidation
0.1461
258.57
11.251561
12
672
2,429.958333
6,393
24.8
4
0
1
0
0
debt_consolidation
0.1496
173.23
10.714418
20.67
662
6,449.958333
109,498
40.5
0
0
0
0
0
debt_consolidation
0.1461
189.62
10.736397
4.02
722
2,910
4,200
23.3
8
0
0
0
0
debt_consolidation
0.2017
745.01
12.388394
6.46
697
4,199.958333
29,182
97.9
9
0
0
0
0
all_other
0.1392
119.48
11.289782
0.6
702
3,479.958333
3,312
10.4
6
0
0
0
0
debt_consolidation
0.16
369.16
11.451008
17.8
662
2,069.958333
42,530
84.5
4
0
0
0
0
home_improvement
0.1392
409.65
11.289782
8.36
717
2,849.958333
10,942
13.7
7
0
0
0
0
debt_consolidation
0.16
79.99
11.512925
24.6
702
5,520
34,070
44.5
4
0
0
0
0
debt_consolidation
0.1392
273.1
10.505068
7.33
722
6,900
49,084
98.4
1
0
0
0
0
small_business
0.1739
358.48
12.206073
10.8
687
4,649.958333
191,303
78.2
5
0
0
1
0
debt_consolidation
0.1531
278.53
11.058795
17.37
667
2,313.041667
23,600
78.9
4
0
0
0
0
all_other
0.1287
67.27
11.089805
4.03
687
3,209.958333
2,108
23.4
5
1
0
0
0
debt_consolidation
0.1357
489.15
11.0021
18.18
692
8,670.958333
8,927
51.9
4
0
1
0
0
credit_card
0.1253
435.07
12.483704
10.06
707
8,400
229,908
77.2
1
0
0
0
0
debt_consolidation
0.1531
69.64
11.184421
21.2
667
4,350
12,236
91.3
5
0
0
0
0
debt_consolidation
0.1461
172.38
10.896739
12.38
717
7,499.958333
6,271
98
4
0
0
0
0
debt_consolidation
0.1287
336.34
11.512885
15.29
707
3,060
6,386
24.2
4
0
0
0
0
all_other
0.1183
132.54
10.714418
1.57
727
10,445.95833
49,680
85.2
1
0
0
0
0
major_purchase
0.1322
243.37
10.828042
12.62
692
2,340
1,007
24
4
4
0
0
0
all_other
0.1565
839.67
12.69158
5.32
682
13,590
388,892
6.1
4
1
0
1
0
debt_consolidation
0.1565
874.66
11.759786
21.02
692
8,969.958333
115,152
53.5
4
1
0
0
0
debt_consolidation
0.2086
940.14
12.569941
18.64
682
4,589.958333
18,406
50.8
9
0
0
0
0
debt_consolidation
0.1531
174.08
10.491274
3.23
667
4,770
2,910
63.3
4
0
0
0
0
home_improvement
0.1253
100.4
11.695247
3.48
702
7,650
334
5.6
4
0
0
0
0
home_improvement
0.1322
261.96
10.714418
17.6
702
5,309.958333
400
3.7
5
1
0
1
0
debt_consolidation
0.1287
141.26
10.085809
7.15
732
3,360
9,559
85.3
4
0
0
0
0
small_business
0.2086
827.33
12.301383
10.81
667
4,860
109,901
66.5
4
0
0
1
0
credit_card
0.1357
543.5
12.007646
6.67
732
9,150
715
1.6
6
0
0
0
0
small_business
0.1982
926.83
11.608236
16.2
737
12,209.95833
144,217
12
0
1
0
1
0
all_other
0.1287
100.9
10.675816
14.02
707
4,259.958333
1,582
52.7
4
1
0
0
0
debt_consolidation
0.1704
535.12
11.407565
20.44
662
6,060.958333
8,086
68.9
5
0
0
0
0
debt_consolidation
0.1357
475.56
11.041321
19.25
707
5,940
12,177
75.6
5
0
0
1
0
all_other
0.1287
67.27
9.729134
6.64
722
3,509.958333
992
82.7
5
0
0
1
0
all_other
0.1461
103.43
10.491274
22.13
667
2,940
37,617
89.4
0
0
0
0
0
home_improvement
0.1426
171.53
11.22252
9.56
682
10,889.95833
2,470
39.2
6
0
1
0
0
all_other
0.1947
405.87
10.819858
3.17
672
3,810
409
40.9
8
0
0
1
0
credit_card
0.1461
258.57
11.451433
23.88
672
10,950
56,418
79.2
4
0
0
0
0
debt_consolidation
0.1287
840.83
11.0021
13.18
732
5,699.958333
7,262
42.7
5
0
0
0
0
debt_consolidation
0.16
527.36
11.461674
12.04
667
3,690
17,814
59.6
4
0
0
0
0
all_other
0.1704
713.49
12.860999
6.18
667
7,650
162,716
73.7
1
0
0
0